1. Company Information :
Logo société
| Company name | UIB |
| Date of creation | 9 december 1963 |
| Legal Form | Limited Company |
| National Company Register | Q0002708 |
| Sector | Banks |
| Special legislation | Law 2016-48 on Banks and Financial Institutions |
| Social object | Engages in banking operations as a regular occupation. |
| Corporate address | 65, Habib Bourguiba Avenue - 1000 Tunis |
| Phone | +216 71 218 000 |
| Corporate Website | http://www.uib.com.tn |
| uibcontact@uib.com.tn | |
| Listing date and listing modality | 19/08/1996 |
| ISIN code | TN0003900107 |
| Market | Main Market |
| Compartment | B |
| Trading Method | Continuous |
| Trading Group | 11 |
2. Shareholder Relations Officer :
| Full Name | Phone | |
|---|---|---|
| Hamza Moufida | Moufida.HAMZA@uib.com.tn | +216 71 218 574 |
3. Administration, Management and Control
Chief Executive Officer
M. Philippe DUBOIS
Board of Directors
OGM-
30/04/2025
| Name or Corporate Name | Quality | Represented by | Term of mandate |
|---|---|---|---|
| M.Kamel NEJI | Chairman | himself | 2024 - 2026 |
| Mme Catherine Zenoni-Himber | Member | himself | 2024 - 2026 |
| Société Générale | Member | M. François Bloch | 2024 - 2026 |
| M.Karim IDRISSI | Member | himself | 2024 - 2026 |
| Mme Anne Drebel | Member | himself | 2025 - 2027 |
| Maghrebia Insurance | Member | M. Habib Ben Hassine | 2024 - 2026 |
| STI | Member | M. Firas SAIED | 2023 - 2025 |
| M.Philippe AMESTOY | Member | himself | 2023 - 2025 |
| M.Khaled SOUDANI | Member | himself | 2024 - 2026 |
| Mme.Monia SAADAOUI | Independent member | himself | 2024 - 2026 |
| M. Rachid TMAR | Independent member | himself | 2024 - 2026 |
| M.Tahar Ben HATIRA | Member representing minority shareholders | himself | 2024 - 2026 |
Control
External auditors
| Full Name | Term of mandate |
|---|---|
| Société Générale | 2024 - 2026 |
| Lamjed Ben Mbarek & Associates, Grant Thornton | 2024 - 2026 |
Committees of the Board of Directors
| Committee | Committee President |
|---|---|
| Risk Committee | Mme Monia Saadaoui |
| Audit Committee | M. Rachid Tmar |
| Nomination and Remuneration Committee | M. François Bloch |
4. Main Shareholders:
OGM-
30/04/2025
| Name or Corporate Name | Number of shares | % |
|---|---|---|
| SOCIETE GENERALE | 17041016 | 52.34 |
| BOUCHAMAOUI Group | 3456821 | 10.62 |
| SASSI Group | 3487649 | 10.71 |
| BOUAZIZ Group | 2109060 | 6.48 |
| Other shareholders holding less than 5% | 6467271 | 19.85 |
| Total | 32561817 | 100 |
5. Key Indicators & Ratios:
| Key figures in DT (1) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Share capital | 172 800 000 | 172 800 000 | 172 800 000 |
| Book Value | 1 030 162 000 | 987 375 000 | 889 994 000 |
| Net Banking Income | 539 825 000 | 522 981 000 | 493 246 000 |
| Operating income | 189 091 000 | 213 561 000 | 215 235 000 |
| Earnings (2) | 71 861 000 | 124 983 000 | 132 539 000 |
| Dividend per share | 0,850 | 0,850 | 0,800 |
(1) Disclosed in the consolidated annual financial statements or, failing that, in the individual annual financial statements.
(2) Net income Group share for companies publishing consolidated accounts.
(2) Net income Group share for companies publishing consolidated accounts.
| Ratio | 2024 | 2023 | 2022 |
|---|---|---|---|
| PER (1) | 5,8 | 6,4 | 9,4 |
| PBR (2) | 0,8 | 1 | 1 |
| Earnings per share | 3,61640625 | 3,61640625 | 3,83504050925926 |
| Dividend yield % | 3,8 | 3,1 | 2,9 |
(1) Price Earning Ratio
(2) Price to book Value
(2) Price to book Value
6. Share Capital
Capital Structure
| Nature of Securities | Number | % | Nominal (DT) |
|---|---|---|---|
| Ordinary shares | 32560000 | 94.21 | 5 |
| Investment Certificates | 2000000 | 5.79 | 5 |
Capital Evolution
| Decision (EGM) | Nominal (DT) | Nature of the operation | Capital evolution | Capital in circulation | ||
|---|---|---|---|---|---|---|
| DT | Equities | DT | Equities | |||
| 1963-12-09 | 10 | Initial Capital |
700000 |
70000 |
700000 |
70000 |
| 1971-12-16 | 10 | Increase through Incorporation of Reserves |
500000 |
50000 |
1200000 |
120000 |
| 1971-12-16 | 10 | Cash Increase |
800000 |
80000 |
2000000 |
200000 |
| 1976-01-22 | 10 | Cash Increase |
1000000 |
100000 |
3000000 |
300000 |
| 1977-02-17 | 10 | Cash Increase |
1000000 |
100000 |
4000000 |
400000 |
| 1981-09-17 | 10 | Increase through Incorporation of Reserves |
1000000 |
100000 |
5000000 |
500000 |
| 1981-09-17 | 10 | Cash Increase |
2000000 |
200000 |
7000000 |
700000 |
| 1984-11-29 | 10 | Cash Increase |
3000000 |
300000 |
10000000 |
1000000 |
| 1990-06-28 | 10 | Cash Increase |
25000000 |
2500000 |
35000000 |
3500000 |
| 1995-12-07 | 10 | Cash Increase |
35000000 |
3500000 |
70000000 |
7000000 |
| 2004-08-26 | 10 | Cash Increase |
36000000 |
3600000 |
106000000 |
10600000 |
| 2008-08-09 | 10 | Cash Increase |
70000000 |
7000000 |
176000000 |
17600000 |
| 2008-08-09 | 10 | Cash Increase |
20000000 |
2000000 |
196000000 |
19600000 |
| 2014-07-31 | 5 | Réduction de capital |
|
|
98000000 |
19600000 |
| 2014-07-31 | 5 | Cash Increase |
74800000 |
14960000 |
172800000 |
32560000 |
7. Latest publications UIB
UIB - Quarterly activity reports at 30/09/2025
UIB,publishes its indicators of activity relative to the 3rd quarter 2025.
UIB - Quarterly activity reports at 30/09/2025
UIB,publishes its indicators of activity relative to the 3rd quarter 2025.
UIB - Quarterly activity reports at 30/09/2025
UIB,publishes its indicators of activity relative to the 3rd quarter 2025.
8. The instruments of UIB
| Mnemonic | Label | Nature |
|---|---|---|
| UIB | UIB | Equity |
| U111B | UIB0831 6.3%P20 | Bond |
| UB21C | UIB0133 6.70% AP20 | Bond |
| UB91C | UIB0729 5.85%AP20 | Bond |