1. Company Information :
Logo société
| Company name | ATTIJARI BANK |
| Date of creation | 8 july 1968 |
| Legal Form | Limited Company |
| National Company Register | 0000121J |
| Sector | Banks |
| Special legislation | Law 2016-48 on Banks and Financial Institutions |
| Social object |
|
| Corporate address | Hédi Karray Street – Lot No. 12 – North Urban Area – 1080 Tunis – |
| Phone | +216 71 141 400 |
| Corporate Website | http://www.attijaribank.com.tn |
| courrier@attijaribank.com.tn | |
| Listing date and listing modality | 03/10/1990 |
| ISIN code | TN0001600154 |
| Market | Main Market |
| Compartment | B |
| Trading Method | Continuous |
| Trading Group | 11 |
2. Shareholder Relations Officer :
| Full Name | Phone | |
|---|---|---|
| Ms.Neila BEN ZINA | Neila.benzina@outlook.fr | +216 55 356 637 |
3. Administration, Management and Control
DIRECTEUR GENERAL
Mr.SAID SEBTI
Board of Directors
OGM-
04/04/2025
| Name or Corporate Name | Quality | Represented by | Term of mandate |
|---|---|---|---|
| Mr. Moncef CHAFFAR | Chairman | himself | 2024 - 2026 |
| Mr. Mohamed EL KETTANI | Member | Andalucarthage Holding SA | 2024 - 2026 |
| Mr. Boubker JAI | Member | Andalucarthage Holding SA | 2024 - 2026 |
| Ms. Zohra Driss BOUSLAMA | Member | DRISS Group | 2024 - 2026 |
| Mr. M’zoughi M’ZABI | Member | M’ZABI Group | 2024 - 2026 |
| Mr. Talel BELLAJ | Member | Andalucarthage Holding SA | 2024 - 2026 |
| Mr. Rachid KETTANI | Member | Andalucarthage Holding SA | 2024 - 2026 |
| Mr. Choukri OIMDINA | Member | Andalucarthage Holding SA | 2024 - 2026 |
| Mr. Mohamed Ali ABABOU | Member | Administrateur indépendant | 2024 - 2026 |
| Ms. Catherine Cécile LUBOCHINSKY | Member | Administrateur indépendant | 2024 - 2026 |
| Ms.Neila BEN ZINA | Member | Minority shareholders | 2024 - 2026 |
| Mr.Ahmed Ismail DOUIRI | Member | Andalucarthage Holding SA | 2024 - 2026 |
Control
External auditors
| Full Name | Term of mandate |
|---|---|
| Accounting Firm ECC Mazars, represented by Mr. Borhen Chebbi. | 2024 - 2026 |
| The Consulting and Financial Firm Baker Tilly Tunisia, represented by Mr. Walid BEN AYED | 2025 - 2027 |
Committees of the Board of Directors
| Committee | Committee President |
|---|---|
| Audit Committee | Ms.Catherine LUBOCHINSKY |
| Risk Committee | Mr.Ali ABABOU |
| Nomination and Remuneration Committee | Mr.Mohamed EL KETTANI |
4. Main Shareholders:
OGM-
04/04/2025
| Name or Corporate Name | Number of shares | % |
|---|---|---|
| ANDALU CARTHAGE HOLDING | 24029700 | 57.21 |
| MZABI Group | 4190395 | 9.98 |
| DRISS Group | 3975384 | 9.47 |
| Other shareholders holding less than 5% | 9804521 | 23.34 |
| Total | 42000000 | 100 |
5. Key Indicators & Ratios:
| Key figures in DT (1) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Share capital | 210 000 000 | 210 000 000 | 203 710 000 |
| Book Value | 1 182 999 000 | 1 119 719 000 | 1 012 474 000 |
| Net Banking Income | 739 756 000 | 692 133 000 | 664 428 000 |
| Operating income | 356 943 000 | 366 391 000 | 332 403 000 |
| Earnings (2) | 239 715 000 | 225 896 000 | 196 294 000 |
| Dividend per share | 5.00 | 4.500 | 4,000 |
(1) Disclosed in the consolidated annual financial statements or, failing that, in the individual annual financial statements.
(2) Net income Group share for companies publishing consolidated accounts.
(2) Net income Group share for companies publishing consolidated accounts.
| Ratio | 2024 | 2023 | 2022 |
|---|---|---|---|
| PER (1) | 9,6 | 9,8 | 9,1 |
| PBR (2) | 2,3 | 2,3 | 1,8 |
| Earnings per share | 5,37847619047619 | 5,37847619047619 | 4,81797689003806 |
| Dividend yield % | 8,7 | 8,7 | 8,5 |
(1) Price Earning Ratio
(2) Price to book Value
(2) Price to book Value
6. Share Capital
Capital Structure
| Nature of Securities | Number | % | Nominal (DT) |
|---|---|---|---|
| Ordinary shares | 42000000 | 100 | 5 |
Capital Evolution
| Decision (EGM) | Nominal (DT) | Nature of the operation | Capital evolution | Capital in circulation | ||
|---|---|---|---|---|---|---|
| DT | Equities | DT | Equities | |||
| 1968-02-02 | 5 | Initial Capital |
250000 |
50000 |
250000 |
50000 |
| 1968-02-02 | 5 | Capital Increase in kind |
180000 |
36000 |
430000 |
86000 |
| 1968-02-02 | 5 | Cash Increase |
70000 |
14000 |
500000 |
100000 |
| 1968-02-02 | 5 | Merger by Absorption |
500000 |
100000 |
1000000 |
200000 |
| 1969-02-02 | 5 | Cash Increase |
500000 |
100000 |
1500000 |
300000 |
| 1971-02-02 | 5 | Cash Increase |
1000000 |
200000 |
2500000 |
500000 |
| 1975-02-02 | 5 | Cash Increase |
1500000 |
300000 |
4000000 |
800000 |
| 1981-02-02 | 5 | Cash Increase |
2000000 |
400000 |
6000000 |
1200000 |
| 1982-01-02 | 5 | Increase through Incorporation of Reserves |
1000000 |
200000 |
7000000 |
1400000 |
| 1982-12-21 | 5 | Cash Increase |
3000000 |
600000 |
10000000 |
2000000 |
| 1987-12-21 | 5 | Cash Increase |
5000000 |
1000000 |
15000000 |
3000000 |
| 1991-01-02 | 5 | Cash Increase |
10000000 |
2000000 |
25000000 |
5000000 |
| 1992-01-02 | 5 | Increase through Incorporation of Reserves |
1500000 |
300000 |
26500000 |
5300000 |
| 1992-01-02 | 5 | Cash Increase |
3500000 |
700000 |
30000000 |
6000000 |
| 1995-01-02 | 5 | Increase through Incorporation of Reserves |
2000000 |
400000 |
32000000 |
6400000 |
| 1995-01-02 | 5 | Cash Increase |
18000000 |
3600000 |
50000000 |
10000000 |
| 1996-01-02 | 5 | Increase through Incorporation of Reserves |
3000000 |
600000 |
53000000 |
10600000 |
| 1996-01-02 | 5 | Cash Increase |
22000000 |
4400000 |
75000000 |
15000000 |
| 1997-06-07 | 5 | Increase through Incorporation of Reserves |
3000000 |
600000 |
78000000 |
15600000 |
| 1997-06-07 | 5 | Cash Increase |
22000000 |
4400000 |
100000000 |
20000000 |
| 2006-11-22 | 5 | Cash Increase |
50000000 |
10000000 |
150000000 |
30000000 |
| 2009-10-16 | 5 | Cash Increase |
18750000 |
3750000 |
168750000 |
33750000 |
| 2012-06-29 | 5 | Conversion des obligations convertibles en actions. |
29991450 |
5998290 |
198741450 |
39748290 |
| 2018-04-20 | 5 | Increase through Incorporation of Reserves |
4968535 |
993707 |
203709985 |
40741997 |
| 2023-11-28 | 5 | Cash Increase |
6290015 |
1258003 |
210000000 |
42000000 |
| 2025-04-04 | 5 | Increase through Incorporation of Reserves |
40000000 |
8000000 |
250000000 |
50000000 |
7. Latest publications ATTIJARI BANK
ATTIJARI BANK - General Meeting ordinary & extraordinary at 20/04/2018
The shareholders of the Banque Attijari de Tunisie are invited to the Standard general meeting and extraordinary who will be held the Friday 20/04/2018, at the head office of the bank, located with 24 rue Hédi KARRAY - Northern Centre Urban - 1080 - Tunis, for the purpose of deliberating on the following agenda: ….
ATTIJARI BANK - General Meeting ordinary & extraordinary du 20/04/2018
Sirs the shareholders of ATTIJARI BANK are invited to the Standard general meeting and Extraordinary which will be held on Friday, April 20, 2018 respectively at 10:00 and 11:30 mn, at the head office of the bank, located with 24 rue Hédi KARRAY - Northern Centre Urban - 1080 - Tunis, for the purpose of deliberating on the following agenda: …
8. The instruments of ATTIJARI BANK
| Mnemonic | Label | Nature |
|---|---|---|
| TJARI | ATTIJARI BANK | Equity |
| TJADA | TJARI - (Da) | Right of allocation |
| TJA39 | TJARI - Da39 | Right of allocation |
| TJA18 | TJARIDA1/40 250518 | Right of allocation |
| TJA25 | TJARIDA4/21 300425 | Right of allocation |