1. Company Information :
Logo société
| Company name | BT |
| Date of creation | 23 october 1975 |
| Legal Form | Limited Company |
| National Company Register | 0000120H |
| Sector | Banks |
| Special legislation | Law 2016-48 on Banks and Financial Institutionse crédits |
| Social object | Engages in banking operations as a regular occupation. |
| Corporate address | 2 - Turkey Street – 1001 Tunis |
| Phone | +216 71 125 500 |
| Corporate Website | http://www.bt.com.tn/ |
| callcenter@bt.com.tn | |
| Listing date and listing modality | 03/10/1990 |
| ISIN code | TN0002200053 |
| Market | Main Market |
| Compartment | B |
| Trading Method | Continuous |
| Trading Group | 11 |
2. Shareholder Relations Officer :
| Full Name | Phone | |
|---|---|---|
| Ms.FAIKA SAYARI | faika.sayari@bt.com.tn | +216 70 025 864 |
3. Administration, Management and Control
Chef Executive Officer
Mr.Hichem REBAI
Board of Directors
OGM-
29/04/2025
| Name or Corporate Name | Quality | Represented by | Term of mandate |
|---|---|---|---|
| Mr.ERIC CHARPENTIER | Chairman | himself | 2025 - 2027 |
| Mr.Habib KAMMOUN | Member | himself | 2023 - 2025 |
| Ms.Hela MEHRI | Member | himself | 2023 - 2025 |
| BANQUE FEDERATIVE DU CREDIT MUTUEL –BFCM- | Member | Mr.Alexandre SAADA | 2024 - 2026 |
| Ms.Henda EL FEKIH | Member | himself | 2024 - 2026 |
| Compagnie d’Assurances et de Réassurances –ASTREE- | Member | Mr.Moez DIMASSI | 2024 - 2026 |
| Mr.Mohamed KAANICHE | Member | himself | 2023 - 2025 |
| Mr.Salem BESSAOUD | Member representing minority shareholders | himself | 2024 - 2026 |
| Mr.Ali ABDALLAH | Member | himself | 2025 - 2027 |
Control
External auditors
| Full Name | Term of mandate |
|---|---|
| AMC Ernst & Young Firm, represented by Mr. Fehmi LAOURINE | 2024 - 2026 |
| ORGA AUDIT Firm, represented by Mr. Monoom BEN AHMED | 2024 - 2026 |
Committees of the Board of Directors
| Committee | Committee President |
|---|---|
| INTERNAL AUDIT COMMITTEE | Mr.Mohamed KAANICH |
| RISK COMMITTEE | Mr. Salem BESSAOUD |
| NOMINATION & COMPENSATION COMMITTEE | Mr.Eric CHARPENTIER |
4. Main Shareholders:
OGM-
29/04/2025
| Name or Corporate Name | Number of shares | % |
|---|---|---|
| BANQUE FEDERATIVE DU CREDIT MUTUEL | 95401620 | 35.33 |
| Groupe Feu Mr.Abdellatif El FEKIH | 26999890 | 10 |
| Mr.Habib Kammoun & Group | 25665832 | 9.51 |
| Other shareholders holding less than 5% | 121932658 | 45.16 |
| Total | 270000000 | 100 |
5. Key Indicators & Ratios:
| Key figures in DT (1) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Share capital | 270 000 000 | 270 000 000 | 270 000 000 |
| Book Value | 1 457 011 000 | 1 385 289 000 | 1 281 121 000 |
| Net Banking Income | 518 336 000 | 493 636 000 | 428 815 000 |
| Operating income | 334 575 000 | 285 800 000 | 247 325 000 |
| Earnings (2) | 199 437 000 | 182 322 000 | 168 562 000 |
| Dividend per share | 0,350 | 0,290 | 0,280 |
(1) Disclosed in the consolidated annual financial statements or, failing that, in the individual annual financial statements.
(2) Net income Group share for companies publishing consolidated accounts.
(2) Net income Group share for companies publishing consolidated accounts.
| Ratio | 2024 | 2023 | 2022 |
|---|---|---|---|
| PER (1) | 7,7 | 8,6 | 9,2 |
| PBR (2) | 1,1 | 1,2 | 1,3 |
| Earnings per share | 0,675266666666667 | 0,675266666666667 | 0,624303703703704 |
| Dividend yield % | 5,6 | 5,2 | 5,4 |
(1) Price Earning Ratio
(2) Price to book Value
(2) Price to book Value
6. Share Capital
Capital Structure
| Nature of Securities | Number | % | Nominal (DT) |
|---|---|---|---|
| Ordinary shares | 270000000 | 100 | 1 |
Capital Evolution
| Decision (EGM) | Nominal (DT) | Nature of the operation | Capital evolution | Capital in circulation | ||
|---|---|---|---|---|---|---|
| DT | Equities | DT | Equities | |||
| 1975-01-01 | 5 | Initial Capital |
|
|
1500000 |
300000 |
| 1975-08-22 | 5 | Cash Increase |
250000 |
50000 |
1750000 |
350000 |
| 1975-08-22 | 5 | Increase through Incorporation of Reserves |
250000 |
50000 |
2000000 |
400000 |
| 1976-06-11 | 5 | Cash Increase |
300000 |
60000 |
2300000 |
460000 |
| 1976-06-11 | 5 | Increase through Incorporation of Reserves |
200000 |
40000 |
2500000 |
500000 |
| 1978-11-07 | 5 | Increase through Incorporation of Reserves |
500000 |
100000 |
3000000 |
600000 |
| 1980-12-05 | 5 | Cash Increase |
400000 |
80000 |
3400000 |
680000 |
| 1980-12-05 | 5 | Increase through Incorporation of Reserves |
600000 |
120000 |
4000000 |
800000 |
| 1982-01-29 | 5 | Cash Increase |
500000 |
100000 |
4500000 |
900000 |
| 1982-01-29 | 5 | Increase through Incorporation of Reserves |
500000 |
100000 |
5000000 |
1000000 |
| 1985-01-22 | 5 | Cash Increase |
1000000 |
200000 |
6000000 |
1200000 |
| 1985-01-22 | 5 | Cash Increase |
3000000 |
600000 |
9000000 |
1800000 |
| 1985-05-17 | 10 | Augmentation du capital par augmentation de la valeur nominale |
|
|
9000000 |
900000 |
| 1985-12-27 | 10 | Cash Increase |
1000000 |
100000 |
10000000 |
1000000 |
| 1990-12-14 | 10 | Increase through Incorporation of Reserves |
4000000 |
400000 |
14000000 |
1400000 |
| 1991-06-03 | 10 | Cash Increase |
1000000 |
100000 |
15000000 |
1500000 |
| 1994-07-15 | 10 | Cash Increase |
1500000 |
150000 |
16500000 |
1650000 |
| 1994-07-15 | 10 | Increase through Incorporation of Reserves |
1500000 |
150000 |
18000000 |
1800000 |
| 1995-05-29 | 10 | Cash Increase |
1200000 |
120000 |
19200000 |
1920000 |
| 1995-05-29 | 10 | Increase through Incorporation of Reserves |
1800000 |
180000 |
21000000 |
2100000 |
| 1996-07-15 | 10 | Increase through Incorporation of Reserves |
1500000 |
150000 |
22500000 |
2250000 |
| 1996-07-15 | 10 | Cash Increase |
2500000 |
250000 |
25000000 |
2500000 |
| 1999-05-17 | 10 | Increase through Incorporation of Reserves |
7500000 |
750000 |
32500000 |
3250000 |
| 1999-05-17 | 10 | Cash Increase |
2500000 |
250000 |
35000000 |
3500000 |
| 1999-04-22 | 10 | Increase through Incorporation of Reserves |
5000000 |
500000 |
40000000 |
4000000 |
| 2001-09-14 | 10 | Cash Increase |
10000000 |
1000000 |
50000000 |
5000000 |
| 2006-05-11 | 10 | Increase through Incorporation of Reserves |
25000000 |
2500000 |
75000000 |
7500000 |
| 2009-05-26 | 10 | Increase through Incorporation of Reserves |
37500000 |
3750000 |
112500000 |
11250000 |
| 2010-05-07 | 1 | Reduction in Nominal Value |
|
101025000 |
112500000 |
112500000 |
| 2013-06-13 | 1 | Increase through Incorporation of Reserves |
37500000 |
37500000 |
150000000 |
150000000 |
| 2016-05-26 | 1 | Increase through Incorporation of Reserves |
30000000 |
30000000 |
180000000 |
180000000 |
| 2018-04-23 | 1 | Increase through Incorporation of Reserves |
45000000 |
45000000 |
225000000 |
225000000 |
| 2022-04-27 | 1 | Increase through Incorporation of Reserves |
45000000 |
45000000 |
270000000 |
270000000 |
7. Latest publications BT
BT - General Meeting ordinary & extraordinary du 23/04/2018
The shareholders of the BANQUE DE TUNISIE are convened as General meetings Ordinary and Extraordinary on Monday, April 23, 2018 respectively at 9 a.m. and 11 hours, with the PARIS Hotel - HARMONY, Street of the Lake Turkana, the 1053 Banks of the Lake Tunis, for the purpose of deliberating on the following agendas: ….
8. The instruments of BT
| Mnemonic | Label | Nature |
|---|---|---|
| BT | BT | Equity |
| BTDA | BQ DE TSIE - Da | Right of allocation |
| BT149 | Bt Da 3/10 170599 | Right of allocation |
| BT154 | BTDa1/7(3/12/01) | Right of allocation |
| BTDA6 | BT Da 1/2 23052006 | Right of allocation |
| BTDA9 | BT Da 1/2 10/06/09 | Right of allocation |
| BT13 | BT Da 1/3 280613 | Right of allocation |
| BT16 | BT DA 1/5 03062016 | Right of allocation |
| BT18 | BT DA 1/4 04052018 | Right of allocation |
| BT22 | BT DA 1/5 10052022 | Right of allocation |