1. Company Information :
Logo société
| Company name | TUNISIE LEASING ET FACTORING |
| Date of creation | 8 october 1984 |
| Legal Form | Limited Company |
| National Company Register | S0031440 |
| Sector | Financial Services |
| Special legislation | Law 2016-48 on Banks and Financial Institutions |
| Social object | Carry out leasing transactions involving movable and immovable property for professional, industrial, agricultural, commercial, and service use. |
| Corporate address | Centre Urbain Nord, Avenue Hédi Karray 1082 TUNIS MAHRAJENE |
| Phone | +216 70 132 000 |
| Corporate Website | http://www.tunisieleasing.com.tn |
| contact@tlf.com.tn | |
| Listing date and listing modality | Mars 92 par OPV au cours de 17,850DT |
| ISIN code | TN000210 0907 |
| Market | Main Market |
| Compartment | A |
| Trading Method | Continuous |
| Trading Group | 11 |
2. Shareholder Relations Officer :
| Full Name | Phone | |
|---|---|---|
| Mr.Mourad CHAMMEM | mourad.chemmam@tlf.com.tn | +216 58 001 111 |
| Mr.Boubaker GZIH | boubaker.gzih@tlf.com.tn | +216 29 834 295 |
3. Administration, Management and Control
Chief Executive Officer
Mr.Hichem ZGHAL
Board of Directors
OGM-
28/04/2025
| Name or Corporate Name | Quality | Represented by | Term of mandate |
|---|---|---|---|
| Mr.Ahmed EL KARAM | Chairman | himself | 2024 - 2026 |
| AMEN BANK | Member | Mr.Mehrez RIAHI | 2024 - 2026 |
| COMAR INSURANCE | Member | himself | 2024 - 2026 |
| PGI HOLDING | Member | Mr.Wassim BEN YEDDER | 2024 - 2026 |
| Company PARENIN | Member | Mr.Halim BEN YEDDER | 2024 - 2026 |
| Company PARTNER INVESTMENT | Member | Mr.Thameur KOUBAA | 2024 - 2026 |
| FOUNDERS CAPITAL PARTNERS | Member | Mr.Haythem BEN MOALLA | 2024 - 2026 |
| MENING HOLDING | Independent member | Ms.Faten KALLEL | 2024 - 2026 |
| Mr.Karim BEN YEDDER | Chairman | himself | 2024 - 2026 |
| Mr.Ahmed HENTATI | Member representing minority shareholders | himself | 2024 - 2026 |
| Ms.Molka SLIMANE | Independent member | himself | 2024 - 2026 |
| Ms.Amel BEN RAHAL | Independent member | himself | 2024 - 2026 |
Control
External auditors
| Full Name | Term of mandate |
|---|---|
| FINOR Company represented by Mustapha MEDHIOUB | 2024 - 2026 |
| CC MAZAR Firm represented by Borhen CHEBBI | 2024 - 2026 |
Committees of the Board of Directors
| Committee | Committee President |
|---|---|
| Audit Committee | Ms.Molka SLIMANE |
| Risk Committee | Ms.Amel BEN RAHAL |
| Remuneration Committee | Mr.Ahmed EL KARM |
4. Main Shareholders:
OGM-
28/04/2025
| Name or Corporate Name | Number of shares | % |
|---|---|---|
| AMEN BANK | 4041378 | 37.42 |
| COMAR INSURANCE | 2147618 | 19.89 |
| PARTNER INVESTISSEMENT | 914961 | 8.47 |
| HORCHANI FINANCE | 938719 | 8.69 |
| Other shareholders holding less than 5% | 2757324 | 25.53 |
| Total | 10800000 | 100 |
5. Key Indicators & Ratios:
| Key figures in DT (1) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Share capital | 54 000 000 | 54 000 000 | 54 000 000 |
| Book Value | 289 189 747 | 262 109 131 | 239 740 658 |
| Net leasing income | 55 016 262 | 37 555 367 | 29 554 243 |
| Operating income | 85 270 985 | 56 527 059 | 45 563 904 |
| Earnings (2) | 37 470 534 | 28 217 472 | 20 706 291 |
| Dividend per share | 1,150 | 1,100 | 0,850 |
(1) Disclosed in the consolidated annual financial statements or, failing that, in the individual annual financial statements.
(2) Net income Group share for companies publishing consolidated accounts.
(2) Net income Group share for companies publishing consolidated accounts.
| Ratio | 2024 | 2023 | 2022 |
|---|---|---|---|
| PER (1) | 6,9 | 6,8 | 9,2 |
| PBR (2) | 0,8 | 0,6 | 0,5 |
| Earnings per share | 1.917249167 | 1.917249167 | 2.612728889 |
| Dividend yield % | 6,1 | 6,5 | 5,3 |
(1) Price Earning Ratio
(2) Price to book Value
(2) Price to book Value
6. Share Capital
Capital Structure
| Nature of Securities | Number | % | Nominal (DT) |
|---|---|---|---|
| Ordinary shares | 10800000 | 100 | 5 |
Capital Evolution
| Decision (EGM) | Nominal (DT) | Nature of the operation | Capital evolution | Capital in circulation | ||
|---|---|---|---|---|---|---|
| DT | Equities | DT | Equities | |||
| 1992-08-05 | 10 | Capital Increase in kind |
|
|
8000000 |
800000 |
| 1993-01-01 | 10 | Increase through Incorporation of Reserves |
500000 |
50000 |
8500000 |
850000 |
| 1994-01-01 | 10 | Increase through Incorporation of Reserves |
500000 |
50000 |
9000000 |
900000 |
| 1995-01-01 | 10 | Increase through Incorporation of Reserves |
500000 |
50000 |
9500000 |
950000 |
| 1996-01-01 | 10 | Increase through Incorporation of Reserves |
500000 |
50000 |
10000000 |
1000000 |
| 10 | Increase through Incorporation of Reserves |
2500000 |
250000 |
12500000 |
1250000 |
|
| 10 | Increase through Incorporation of Reserves |
2500000 |
250000 |
15000000 |
1500000 |
|
| 10 | Increase through Incorporation of Reserves |
2500000 |
250000 |
17500000 |
1750000 |
|
| 10 | Increase through Incorporation of Reserves |
2500000 |
250000 |
20000000 |
2000000 |
|
| 2006-06-08 | 5 | Nominal Split |
0 |
2000000 |
2000000 |
4000000 |
| 2006-06-08 | 5 | Capital Increase in kind |
7500000 |
1500000 |
27500000 |
5500000 |
| 2006-06-08 | 5 | Increase through Incorporation of Reserves |
500000 |
100000 |
28000000 |
5600000 |
| 2008-03-03 | 5 | Increase through Incorporation of Reserves |
500000 |
100000 |
28500000 |
5700000 |
| 2009-01-01 | 5 | Increase through Incorporation of Reserves |
500000 |
100000 |
29000000 |
5800000 |
| 2009-06-04 | 5 | Cash Increase |
5000000 |
1000000 |
34000000 |
6800000 |
| 2009-12-30 | 5 | Increase through Incorporation of Reserves |
500000 |
100000 |
34500000 |
6900000 |
| 2010-02-01 | 5 | Increase through Incorporation of Reserves |
500000 |
100000 |
35000000 |
7000000 |
| 2012-10-04 | 5 | Cash Increase |
5000000 |
1000000 |
40000000 |
8000000 |
| 2012-10-04 | 5 | Increase through Incorporation of Reserves |
1500000 |
300000 |
41500000 |
8300000 |
| 2013-12-26 | 5 | Increase through Incorporation of Reserves |
1500000 |
300000 |
43000000 |
8600000 |
| 2014-12-23 | 5 | Increase through Incorporation of Reserves |
2000000 |
400000 |
45000000 |
9000000 |
| 2018-10-09 | Increase through Incorporation of Reserves |
6750000 |
1350000 |
51750000 |
10350000 |
|
| 2018-10-09 | 5 | Cash Increase |
2250000 |
450000 |
54000000 |
10800000 |
7. Latest publications TUNISIE LEASING ET FACTORING
TUNISIE LEASING ET FACTORING - Quarterly activity reports at 30/09/2025
Company TUNISIE LEASING ET FACTORING, publishes its indicators of activity relative to the 3rd quarter 2025.
TUNISIE LEASING ET FACTORING - Quarterly activity reports at 30/09/2025
Company TUNISIE LEASING ET FACTORING, publishes its indicators of activity relative to the 3rd quarter 2025.
TUNISIE LEASING ET FACTORING - Quarterly activity reports at 30/09/2025
Company TUNISIE LEASING ET FACTORING, publishes its indicators of activity relative to the 3rd quarter 2025.
8. The instruments of TUNISIE LEASING ET FACTORING
| Mnemonic | Label | Nature |
|---|---|---|
| TLS | TUNISIE LEASING F | Equity |
| TLSDA | TUN. LEAS. (Da 10) | Right of allocation |
| TLD01 | TLS Da 1/4 | Right of allocation |
| TLS02 | TLS Da 1/5(021202) | Right of allocation |
| TLS03 | TLS Da 1/6(181203) | Right of allocation |
| TLS04 | TLS Da 1/7(061204) | Right of allocation |
| TLS07 | TLS Da1/55(010307) | Right of allocation |
| TLS08 | TLS Da 1/56 030308 | Right of allocation |
| TLS09 | TLS Da 1/57 020309 | Right of allocation |
| TLS92 | TLS Da 1/68 301209 | Right of allocation |
| TLS10 | TLS Da 1/69 010210 | Right of allocation |
| TLS13 | TLS Da 3/80 010213 | Right of allocation |
| TLS14 | TL DA3/83 10022014 | Right of allocation |
| TLS15 | TL DA2/43 02022015 | Right of allocation |
| TLS19 | TLS DA1/23 010719 | Right of allocation |
| T91BF | TL B0626 11.7%P7-2 | Bond |
| T211A | TLFA0426 9.70%AP5 | Bond |
| T21SA | TLF SA1026 9.8%AP5 | Bond |
| TL22F | TLF 0427 9.6% AP5 | Bond |
| TL22V | TLF0427 T+2.75%AP5 | Bond |
| T222F | TLF 1027 10% AP5 | Bond |
| T222V | TLF1027 T+2.75%AP5 | Bond |
| TL231 | TLF0428 10,55% AP5 | Bond |
| TL23F | TLF0129 10,70% AP5 | Bond |
| TL23V | TLF0129T+2.5%AP5 | Bond |
| TL24F | TLF0529 10,60% AP5 | Bond |
| TL24V | TLF 0529T+2.5% AP5 | Bond |
| T242F | TLF0929 10,50% AP5 | Bond |
| T242V | TLF0929 T+2.5% AP5 | Bond |
| TL251 | TLF 0530 10% AP5 | Bond |
| TLS25 | TLFS1130 9.25% AP5 | Bond |